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Credit Services

Helping individuals and businesses make the most informed credit decisions

At Experian, we collect and analyse the credit histories of over one billion people and businesses – sorting through information about the credit they applied for, whether or not their applications were successful, and how they paid the credit back. We turn this information into a credit report. These credit reports are used by businesses such as banks, automotive dealers, healthcare providers and retailers to help calculate credit scores and make decisions about lending and the terms on which to lend.


Make better decisions about your business, suppliers and customers.

Why Experian

  • Graph with cog

    Comprehensive information for better informed credit decisions

  • Low credit score

    Better clarity on credit position at a glance

  • Clock recylcing

    Stay current with monthly updates

Identifying customer vulnerabilities using bank transaction data
We’re always looking to use our data for good. In a recent investigation into better ways to identify and protect the vulnerable, we found that Australian use of short-term credit…
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The evolving expectations and experience of the new digital customer
The expectations of consumers are changing rapidly. People of all ages and incomes are online, seeking the right products and services to manage their financial lives digitally in a secure,…
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Global insights report
What makes a positive digital experience for consumers?
We surveyed 6,000 consumers and 2,000 businesses from 20 countries worldwide as part of our ongoing efforts to learn more about how, why, and where consumers interact with businesses online.
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Global Insights Report: April 2022
Our latest Global Insights Report found that more than half of consumers have increased their online spending in the last three months, and 50% say it will increase in the…
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