Order your free credit report
A picture of your personal credit history
Understand your credit report and take control of your financial future
Your credit report reflects your financial behaviour— it includes your credit history, active credit accounts and your credit score. Lenders use this information when assessing whether to approve you for credit.
By reviewing and understanding your credit report, you’ll have a better understanding of how financial institutions and other credit providers see you.
If you’re at least 18 years of age and you are, or have been, a borrower, credit reporting bodies (CRBs) such as Experian are likely to hold credit reporting information about you. You are entitled to obtain this information free of charge at least quarterly if you would like.
Protect yourself against fraud
Reviewing your credit report can help you spot potential fraud or identity theft.
Make sure all your infomation is correct
It’s smart to keep an eye out for any errors that could be impacting your credit.
Stay on top of your credit
Reviewing your credit report helps you prepare to take out a loan, access new credit or rent an apartment.
Order your free credit report
Before you start: To process your request securely, we’ll need credit reporting details from ONE of the following current forms of ID: New Zealand Driver Licence or New Zealand Passport