your credit report

Understand your credit report and take control of your financial future

Your credit report reflects your financial behaviour— it includes your credit history, active credit accounts and your credit score. Lenders use this information when assessing whether to approve you for credit.

By reviewing and understanding your credit report, you’ll have a better understanding of how financial institutions and other credit providers see you.

If you’re at least 18 years of age and you are, or have been, a borrower, credit reporting bodies (CRBs) such as Experian are likely to hold credit reporting information about you. You are entitled to obtain this information free of charge at least quarterly if you would like.

 

Protect yourself against fraud

Reviewing your credit report can help you spot potential fraud or identity theft.

Make sure all your infomation is correct

It’s smart to keep an eye out for any errors that could be impacting your credit.

Stay on top of your credit

Reviewing your credit report helps you prepare to take out a loan, access new credit or rent an apartment.

illion Credit Check is now part of Experian CreditConnect

If you previously had an account on illion Credit Check, we’ve moved your account to our new platform, Experian CreditConnect. You don’t need to take any action—your account has been migrated automatically. For security, you’ll just create a new password the first time you log in. CreditConnect offers a streamlined experience, stronger protection and improved access to your credit information.